Phil Scaglia is a Senior Loan Originator with more than 25 years’ experience in the mortgage banking industry. He is consistently the top producer within his company and ranked in the top 1% of mortgage loan officers in the United States. He has closed more than 2 billion dollars in residential loans throughout his career, and averages more than 250 transactions a year.
Phil takes a ‘hands on’ approach with every client. He is involved from the initial consultation until closing, with constant communication throughout the entire loan process. He and his loan processing team have worked together for more than 14 years, thus making the loan process organized and seamless.
As a purchase specialist, Phil works with all different types of borrowers, from first time home buyers to super jumbo clients. He takes pride in identifying the right loan program for every client’s goals and needs. Creative, yet financially responsible, and out of the box thinking are a specialty. He handles loans in all 50 U.S. states, both primary and secondary residences, and offers jumbo, conventional, portfolio and FHA/VA loan products.
Born and raised in Kansas City, Missouri, Phil is a graduate of The University of Kansas and The Pembroke Hill School. He is a self-proclaimed foodie, loves traveling, and enjoys cooking and entertaining.
First State Bank Mortgage has partnered with BLEND to offer you a seamless and secure mortgage experience. With these tools, you may upload requested documentation and also check the status of your loan.